Delaware Underinsured Motorist Laws
Underinsured Motorist Coverage is an automobile insurance coverage that you obtain to protect yourself and your family. It is part of your policy that protects you in the event that you are injured by the actions of some other negligent driver.
A new auto insurance law went into effect on January 3, 2014. This new law gives you greater access to your Underinsured Motorist Coverage. The purpose of the new law is to allow innocent victims of motor vehicle collisions to access their own underinsured insurance benefits in circumstances where the victim’s damages are greater than the amount of the negligent driver’s insurance policy limits. The new law was signed by the Governor on July 3, 2013, but only applies to insurance policies issued and/or renewed six months after the signing date.
If you do not have underinsured motorist coverage, you should consider getting the coverage. Ask your agent about the cost of obtaining this very beneficial coverage. If you already have the coverage,
talk to your agent about when your policy renews so that you get the full benefit of this new law.
The key to protecting yourself is to review your insurance policy now, make yourself aware of your renewal date, and contact your insurance agent to work out a plan that will allow you to benefit from this new auto insurance law.
If you have been injured in an accident and the person that hit you does not have auto insurance, or they are underinsured, please contact Delaware Accident Attorney Beverly L. Bove as she is experienced at handling Delaware uninsured motorist claims and Delaware underinsured motorist claims. Dial (302) 777-3500 for a free case analysis with a skilled Newark Delaware personal injury attorney handling Delaware uninsured motorist accident claims.
The Delaware car accident attorneys at our firm serve accident victims throughout Delaware and Southeastern Pennsylvania. This includes Wilmington, Newark, Pike Creek, Hockessin, Brandywine, Fairfax, Talleyville, Kennett Square, Chester, West Chester, Coatesville, Media, Upper Darby, Malvern, Phoenixville, Avondale, Downingtown, Broomall, Bear. Glasgow, Middletown, Odessa, Smyrna, Townsend, Dover, Milford, Millsboro, Georgetown, Seaford, Laurel, Dagsboro, Lewes, Milton, Rehoboth Beach, Bethany Beach, Fenwick Island and Ocean View, Delaware.