Workers Compensation Payments

Delaware Workers Compensation Payments

When you file a workers’ compensation claim with your employer’s insurance company many questions arise. How serious is your injury? Will you be able to return to work? How much medical attention do you require?

Have Your Questions Answered By A Delaware Work Injury Lawyer

Beverly L. Bove and her associate Vincent J. X. Hedrick II have more than 60 years of combined experience in Delaware workers’ compensation law and Delaware personal injury law. As a team of Wilmington workman’s comp attorneys, they help individuals throughout Delaware and eastern Pennsylvania recover the workers compensation payments they need for medical bills, lost wages and income, and long-term care needs.

Reach us online or by telephone at 302-777-3500 to schedule a free initial consultation and get the personal attention you deserve from your lawyer.

What Does Workers’ Compensation Pay For?

Generally, workers’ compensation provides coverage for medical bills and lost wages resulting from work-related accidents and occupational diseases. Workers’ compensation also provides disability benefits and permanencies to cover various long-term/permanent injuries.

How Long Does It Take To Collect Benefits?

Depending on the type of injuries you have suffered and the benefits available, you can receive your workers’ compensation in the form of “commutation,” which is a lump-sum payment for your injury-related expenses, or you could receive gradual compensation in the form of monthly payments.

However, employers and insurance companies will deny compensation, claiming that the injuries are not bad enough to prevent the employee from working or that the injury is not work-related. Further, employers and insurance companies can find ways to delay payment and cause problems for people with legitimate work-related injuries that should be covered by the workers’ compensation.

The Newark Delaware workers compensation attorneys at Beverly L. Bove Attorney at Law help clients obtain the full amount of workers’ compensation benefits available, including medical bills and lost wages for temporary disabilities and long-term benefits for permanent disabilities. We have handled permanencies and commutation cases, and we will help you understand your rights and options throughout the process.

Delaware Long-Term Injury Benefits Lawyers

Insurance underwriters are not doctors, but that does not stop them from telling you what kind and how much treatment you should receive for your injuries. They review information about the type of injury you have sustained, determine what caused it and how liable they are for paying for your medical needs.

At Beverly L. Bove Attorney at Law, our Middletown workers’ comp attorneys believe you should have a say in what kind of treatment and care you need. You know better than an insurance company what types of injuries you have suffered and what kinds of medical care you need.

Reach us online or by telephone at 302-777-3500 to schedule a free initial consultation and get the personal attention you deserve.

Delaware Work-Related Disability Attorney

For people with temporary disabilities, workers’ compensation should cover the costs arising from medical bills and lost wages. However, it is important to consider whether your injuries will linger and cause limitations to working in the future. For this reason, it is important to work with a team of lawyers who have experience protecting clients’ long-term interests in workers’ compensation cases.

If you are permanently disabled, whether partially or fully, we can help you obtain permanency benefits, which are determined from a statutory schedule based on monetary values for various body parts that have been injured. We also help clients who are negotiating commutations (one-time lump-sum settlements). An integral part of many workers’ compensation lump-sum settlement agreements is that the injured worker forfeits the right to obtain further compensation for future complications. Whenever possible, we negotiate to include the right to future benefits for our clients, should the need arise.

Most employers and insurance companies do not tell their injured workers about permanencies and commutations with the option of future benefits. Our Wilmington long-term injury benefits attorneys help clients throughout Delaware and eastern Pennsylvania understand their rights and obtain the full measure of benefits they deserve.

We handle all workers’ compensation cases on a contingency fee basis. You will not be asked to pay attorney fees until we have obtained compensation for you.

Workers’ Compensation Commutations And Permanencies

Most people do not plan ahead for the possibility of a work-related injury. When an accident does happen that prevents someone from working — either permanently or temporarily — many questions arise: How much can I receive in workers’ compensation? When will I get paid? Will future injuries be covered? Can I receive compensation in a lump sum?

At Beverly L. Bove Attorney at Law, we have been helping clients with all aspects of workers’ compensation since our founding in 1980. Our Delaware lawyers help clients obtain “commutations” (lump-sum settlements) or “permanencies” (benefits for permanent disabilities). Call us at 302-777-3500 to schedule a free initial consultation. Get the practical help you need and the personal attention you deserve.

Commutations

Commutation of benefits is a lump-sum award that can be negotiated for a worker whose injury prevents him or her from returning to work at all or from returning to the same kind of work. These benefits are paid upfront as opposed to being paid in monthly installments over the duration of the injury.

An important aspect of negotiating commutations is consideration of future benefits. Many commutation agreements do not include the right to obtain further compensation for future complications that could arise out of the injuries the employee suffered. However, some injuries are more likely than others to include future medical complications. It is important to work with a workers’ compensation lawyer who can advise you of your rights and protect your future benefits interests in commutation negotiations.

Permanencies

A permanency refers to benefits for permanent disabilities. In Delaware, the severity of the injuries and the corresponding compensation awards are calculated based on a chart, or schedule, that lists various body parts with corresponding monetary values.

Workers’ compensation commutations and permanencies are not simple to understand or negotiate. Work with a team of Newark, Delaware workers’ compensation attorneys who can help you understand your rights and options and negotiate the best terms for your benefit award.

Contact Online | Free Consultation | 302-777-3500

The Newark Delaware workers compensation lawyers at our firm serve accident victims throughout Delaware and Southeastern Pennsylvania. This includes Wilmington, Newark, Pike Creek, Hockessin, Brandywine, Fairfax, Talleyville, Kennett Square, Chester, West Chester, Coatesville, Media, Upper Darby, Malvern, Phoenixville, Avondale, Downingtown, Broomall, Bear. Glasgow, Middletown, Odessa, Smyrna, Townsend, Dover, Milford, Millsboro, Georgetown, Seaford, Laurel, Dagsboro, Lewes, Milton, Rehoboth Beach, Bethany Beach, Fenwick Island and Ocean View, Delaware.